T Sar t

Tinjauan yuridis terhadap klausula baku dalam perjanjian asuransi kebakaran di Indonesia

Penulis

Sartono, Adi

Pembimbing: Taufiq El Rahman, S.H.,M.H


ABSTRACT : The aim of this research is firstly to obtain information on the legality of the utilization of standard clauses in Fire Insurance Agreement in Indonesia in relation with the principle of consensus as stipulated in Article 1320 figure (1) of Civil Code Secondly, it is aimed at getting information on legal consequences of applying standard clauses which has characteristics of exoneration or exemption in a fire insurance agreement in Indonesia in connection with the principle of legal cause as regulated in Article 1320 figure (4) of Civil Code, and Act Number 8 of 1999 concerning Consumer Protection. This research applies normative research method, namely a library research which utilizes primary legal resources, secondary legal resources, and tertiary legal resources by applying quantitative analysis method. The results of the research point out that meeting of mind (consensuality) is achieved at the time the policy is received by the insured. With the existence of the element of consensuality between the insured and the insurer in the closing of a fire insurance, as regulated in Article 1320 figure (1) of Civil Code, it can be concluded that utilization of standard clauses in PSAKI 2005 is considered legal and binding upon the parties concerned. Furthermore, pursuant to the provision of Article 18 of Consumer Protection Act as lex specialis on the provision of Article 1320 jo. Article 1337 of Civil Code which constitutes as its lege generali, the utilization of standard clauses which have characteristics of exoneration or exemption in an insurance closing utilizing PSAKI 2005, so such fire insurance agreement shall remain valid and binding to the insured and the insurer, while the clauses which have characteristics of exoneration or exemption must be declared null and void.

Kata kunci Klausula baku,Asuransi kebakaran,Asas konsensual
Program Studi S2 Magister Kenotariatan UGM
No Inventaris c.1 (1760-H-2010)
Deskripsi xii, 146 p., bibl., ills., 29 cm
Bahasa Indonesia
Jenis Tesis
Penerbit [Yogyakarta] : Universitas Gadjah Mada, 2010
Lokasi Perpustakaan Pusat UGM
File Tulisan Lengkap dapat Dibaca di Ruang Tesis/Disertasi
  • Anda dapat mengecek ketersediaan versi cetak dari penelitian ini melalui petugas kami dengan mencatat nomor inventaris di atas (apabila ada)
  • Ketentuan Layanan:
    1. Pemustaka diperkenankan mengkopi cover, abstrak, daftar isi, bab pendahuluan, bab penutup/ kesimpulan, daftar pusatak
    2. Tidak diperbolehkan mengkopi Bab Tinjauan Pustaka, Bab Pembahasan dan Lampiran (data perusahaan/ lembaga tempat penelitian)
    3. Mengisi surat pernyataan, menyertakakan FC kartu identitas yang berlaku

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